TPO GO

TPO GO

38 Security Drive, Avon, CT 06001

https://www.tpogo.com/

Internal Reviews

(2 reviews)

Total loans closed with Loan Factory
17,923

Total loans closed with Loan Factory (past 12 months)
14,517

Lender overview

Basic information

Conventional
HomeReady
Home Possible
Home Style (Renovation)
FHA
FHA Streamline
FHA 203 (k)
FHA DBA
VA
VA IRRRL
VA Renovation
USDA

Norwich Commercial Group, Inc. DBA TPO Go It's Successors and/or Assigns ATIMA P.O. Box 1317 Avon, CT 06001

Norwich Commercial Group, Inc. DBA TPO Go It's Successors and/or Assigns ATIMA P.O. Box 1622 Avon, CT 06001

Lock policies & Fees

Lock Policies

0.020 per day. Up to 60 days of extension permitted.

All loans relocked within 30 calendar days of the original lock expiration or loan cancellation date are subject to: Market has improved: Current Pricing plus a relock fee of 25 BPS for 15 day or Current pricing plus a relock fee of 50 BPS for a 30 day. Market has worsened: Worse case pricing for lock term needed – No Relock Fee If more than 30 calendar days have passed since the lock expiration or cancellation date, the lock can be priced to current market without any relock fees.

No

Lender's niche & Overlays

We do FL, CT and MA Housing Loans

Full suite of Renovation programs:  Fannie Mae HomeStyleFreddie Mac ChoiceFHA 203KVA Rehab (up to $100K in renovation funds) and USDA Renovation

Renovation desk that handles Contractor outreach and draw disbursements.

Chenoa (FHA DPA) – 3.500% or 5.000% Repayable or Forgivable options.  Repayable comes with the same interest rate as the first mortgage with a 10 year amortization.

VA IRRRL and FHA Streamlines No Score Mortgage Only Reports

3-2-1, 2-1 and 1-0 temp buy downs (buyer or seller paid)

FHA and VA down to 580 fico, no overlays over 600 (Under 600 requires AUS approval, 6 months’ reserves and max 43% DTI). **We have no Manual Underwriting pricing adjustment

Single wide Manufactured homes per agency requirements



Lender turn time

2

2

1

Review - TPO GO

5

2 reviews

5

4

3

2

1

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