Sun West Mtg Co Wholesale
18303 Gridley Road, Cerritos, CA 90703
https://www.swmc.com/
Internal Reviews
(0 reviews)
Total loans closed with Loan Factory
17,997
Total loans closed with Loan Factory (past 12 months)
14,577
Lender overview
Basic information
Connecticut properties: Sun West Mortgage Company Inc. DBA Mortgage Possible Its Successors and/or Assigns P.O. Box 7083 Troy, MI 48007-7083 -------- Nebraska Properties: Sun West Mortgage Company, Inc., d/b/a Cal State Funding, Inc. Its Successors and/or Assigns P.O. Box 7083 Troy, MI 48007-7083 ------- New Mexico Properties: Sun West Mortgage Company, Inc., d/b/a Sun West Mortgage USA, Inc. Its Successors and/or Assigns P.O. Box 7083 Troy, MI 48007-7083 --------- Utah Properties: Sun West Mortgage Company, Inc., d/b/a Sun West Mortgage USA Company, Inc. Its Successors and/or Assigns P.O. Box 7083 Troy, MI 48007-7083 -------- For All Other Property States: Sun West Mortgage Company, Inc. Its Successors and/or Assigns P.O. Box 7083 Troy, MI 48007-7083
N/A
Lock policies & Fees
Lock Policies
0.025
Loans can be locked 24 hrs but live pricing expires at 4 PM PST.
Worst case scenario with 0.125% pricing hit for re-lock
Lender's niche & Overlays
No overlays on any government or agency products. FHA and VA loans, fico down to 500. Portfolio DPA product. Manual UW, TBD UW, Non traditional credit ok.
1. FHA / VA down to 500 credit score.
2. No FICO score streamlines
3. Non-traditional credit government and conventional products
4. Manual underwrites - no pricing hit
5. Rehab loans - FHA 203K, HomeStyle, and Choice Renovation
6. Inhouse "Equo" FHA DPA product, 100% CLTV repayable second going down to 580 credit score.
7. EdgeAhead - Equity Share Non QM Product FICO down to
Lender turn time
1
1
1
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